As we embark on a fresh year, it is time to remind our patients that alongside 2023 come new insurance benefits. For some, your dental maximum has been renewed offering complete coverage for the year ahead. Others may have started an entirely new plan this year. Insurance is a great tool to reduce out-of-pocket expenses where oral health is concerned. This article will make sure that you and your family benefit from it fully.
With the arrival of the new year, now is an ideal time to understand your dental insurance renewal and its details. Questions such as: What qualifies as preventative dentistry? What are my deductibles? And, most importantly, how much coverage do I have in total for this policy period? Let Pershing Family Dental help you answer these questions in this article so that you can stay informed!
When does my dental insurance renew?
With the start of a new year, your dental insurance plan will reset. Therefore it is essential to confirm the details connected with your policy before visiting our central El Paso dentist. You can do this by dialing the customer service number on the back of your card and inquiring about coverage for 2023. Your contract may have an alternate starting date other than January 1st so make sure you are aware that it could vary from what was initially established in prior years.
It’s essential to communicate with your employer regarding when your insurance coverage went into effect, and what its renewal date is. Ordinarily, renewals will happen on the first of January each year. Some exceptions may arise – particularly if you’re a long-term contractor. To make sure that there are no surprises down the road, double-check the details before your benefits slip away.
What is an annual maximum?
Thinking ahead can be a great way to optimize the use of your dental insurance. Your provider typically allows you up to a maximum amount per year for any dental work, depending on what type of plan you have purchased and when your benefit period begins. This yearly allowance does not accumulate if it goes unused – so make sure that every cent counts! Advisably, take advantage of all available funds now or face the potential loss forever.
How do deductibles work?
Prior to your dental insurance being able to cover the expenses of any treatments you might need, you will first have to meet a financial requirement known as a deductible. This is essential for initiating coverage and starting on the path toward peace of mind. While dental services such as teeth cleanings and preventive care generally do not require you to pay your full deductibles, restorative or cosmetic dentistry is a different story.
To ensure that your dental health stays in the best shape possible, it is vital to schedule appointments with your dentist regularly. If you follow the 6-month rule and have a dental plan that refreshes annually on January 1st, then for one year you ought to visit twice throughout the course of the twelve months. The following year will require three visits instead; alternating between January and December nonetheless. Keep this routine in mind so as not to fall short when meeting deductible thresholds anew!
What is considered preventive dental care?
To get the best return on your dental plan, it’s best to make an appointment every six months for a teeth cleaning and oral exam. Most insurance companies provide complete coverage for these preventive dentistry services, such as x-rays and sealants, so don’t hesitate – book now!
Taking the time to schedule a simple preventive dental visit with us can be paramount in ensuring your oral health. We will thoroughly check for any signs of gum disease and alert you immediately if we uncover anything that needs further attention. Furthermore, our proactive approach may even help detect warning signs before they manifest into costly treatments due to poor hygiene habits, saving you both money and hassle down the line!
Take advantage of your renewed insurance benefits and the New Year!
Now is the best time to book your dental check-up, with extra appointment openings available due to recent changes in insurance plans. If you have recently changed your policy, please get in touch soon so that we can update our records accordingly. Don’t miss out on this perfect opportunity for a routine examination!
During this period, it is likely to be much simpler for us to arrange an appointment that fits your timetable since we have fewer slots scheduled. Furthermore, the extended duration of time between visits gives you plenty of opportunity to ask questions or voice any worries, which means you will feel certain and clear about what is going on.
With the start of a new year comes an abundance of possibilities if you are covered by dental insurance! On January 1st, your benefits reset, giving you the opportunity to take care of any necessary oral health treatments in one go. With this golden chance available for 2023, now is the perfect time to consult with your dentist about what needs attending and make use of those valuable benefits before they expire. Don’t miss out on this fantastic offer – act now to get your oral health taken care of for the upcoming year!
Catch dental problems early before they become costly
Taking a proactive stance on your oral health now can save you money in the future. Even when cavities are not yet causing pain, they may already have progressed substantially. By scheduling regular check-ups and cleanings with your dentist, any issues can be identified early, allowing for fast solutions such as fillings instead of more expensive treatments like root canals down the line!
Ask us anything!
Are you unsure if your new insurance plan is compatible with Pershing Family Dental? Don’t fret over the details – our team can take care of that for you! We invite both existing and potential patients to call us or click the button below to schedule an appointment where we can discuss insurance eligibility in detail. Stop worrying and start finding out today by relying on Pershing Family Dental’s expertise!
Make oral health a priority this year!
Make 2023 the year you prioritize your dental health and maximize all available benefits. Don’t wait – contact us today at 915.566.3927 to learn more about treatment options or schedule an appointment!