Millions of people in America get their dental benefits from their employer’s insurance company plans. Despite having to pay each month for insurance, many people don’t end up using all of their dental benefits. If you struggle to make it to the dentist at least twice a year, it’s important that you understand that you could potentially save hundreds in costs if you use them before the end of the year. In this article, we’ll go over how to make the most of your dental benefits each year before it’s too late.
Your Dental Benefits are Set to Expire In 2022
Some people with insurance make the assumption that if they don’t use their benefits in the current year they will roll over to the following year. However, most insurance companies are not set up this way. Ultimately, your leftover dental benefits will vanish and your insurance plan resets. Some plans only allow for two dental exams and teeth cleanings per year. If you are not using those regularly scheduled 6-month check-ups you won’t get access to the benefits once the new year rolls around. That’s why Pershing Family Dental is here to let our patients know to visit before September to January depending on how your insurance works. Ask your insurance provider to let you know when exactly that time expires so you can schedule your next visit accordingly.
The dental insurance plan benefits come with a yearly maximum with each provider. The yearly maximum is the most amount of money that the dental plan will pay for your dental work within each insurance plan year. This maximum renews at the beginning of each plan year, which is anywhere from September 1st to December 31st. If you have unused benefits it’s important to know that they will not roll over. So you should utilize all of the benefits while they are still active to get the most from the money you are already spending.
With the holiday season closely upon us, our schedule is filling up fast, and may be difficult to find a spot. But it’s also a great opportunity for you to prioritize your dental healthcare regimen now. Call our dental office as soon as possible so we can book an appointment that works well with your busy schedule.
Routine Dental Exams
Even if you have taken excellent care of your teeth and gums from home, it’s important to know that you will still need to see a dentist regularly. Our dentist will check for problems that you may not be aware of at the moment. Many dental health problems are invisible for some time and do not cause pain until they are in more advanced stages. Examples of this would include cavities, gum disease, and oral cancer. Regular visits allow your dentist to find early signs of disease and can prevent costly dental treatments in the future. Problems can be treated early with regularly scheduled exams and professional teeth cleanings from a manageable stage.
Get Ahead of the Crowd
Make your appointments now and beat the crowds of the holiday season. Summertime appointments fill up quickly, especially right before the end of the plan year which is August 31st. You can find participating dental insurance providers by visiting asking your employer for the information or contacting your provider. You can also ask our staff at Pershing Family Dental for information regarding dental insurance.
Schedule Your Next Appointment Today!
Schedule a visit today before time runs out by calling our front desk at 915.566.3927 or visiting our appointment booking portal in the menu above. We will gladly answer your questions regarding insurance, treatments, or any other questions you may have. Call us today!